If you have an existing mortgage on your property in Raleigh, Durham, Clayton, Smithfield, Rocky Mount, Selma, Wilson, Goldsboro, Kinston and you want to sell your house directly for cash, you can still do so. Here’s how the process typically works:
- Determine the value of your home: Before selling your house, you need to have an idea of its current market value. You can do this by getting a property valuation from a local real estate agent or by using online tools that estimate home values.
- Find a cash home buyer: There are companies that specialize in buying houses directly for cash in Raleigh, Durham, Clayton, Smithfield, Rocky Mount, Selma, Wilson, Goldsboro, Kinston. These companies typically offer a quick and hassle-free process and will buy your house in its current condition. You can find such companies by doing a search online, asking for referrals, or looking for advertisements in local media.
- Get an offer: Once you’ve found a cash home buyer, they will assess the value of your house and make you an offer. The offer will typically be lower than the current market value, as the cash home buyer needs to make a profit from the transaction.
- Pay off your mortgage: If you accept the offer, the cash home buyer will handle the closing process and pay off your mortgage. The remainder of the proceeds from the sale will be given to you in cash.
Selling your house directly for cash in Raleigh, Durham, Clayton, Smithfield, Rocky Mount, Selma, Wilson, Goldsboro, Kinston can be a good option if you need to sell your house quickly or if you want to avoid the hassle of making repairs and going through the traditional selling process. However, it’s important to do your research and make sure you’re working with a reputable cash home buyer to ensure a smooth and fair transaction.
Remaining Balance
Your first step is to reach out to the lender requesting your payoff balance to sell your house in Raleigh, Durham, Clayton, Smithfield, Rocky Mount, Selma, Wilson, Goldsboro, Kinston directly, even with a mortgage.
The payoff balance is the amount you owe on your mortgage, including any outstanding principal, interest, and fees. It’s important to get an accurate payoff balance, as this will determine how much you’ll need to pay off your mortgage when you sell your house.
Once you have the payoff balance, you can use it to determine whether selling your house directly for cash is a viable option. You can then reach out to cash home buyers in Raleigh, Durham, Clayton, Smithfield, Rocky Mount, Selma, Wilson, Goldsboro, Kinston and get an offer for your house. If you accept the offer, the cash home buyer will pay off your mortgage using the proceeds from the sale.
It’s important to note that there may be other costs associated with selling your house, such as closing costs and real estate agent fees if you take a traditional route. You should factor these costs into your decision when considering whether to sell your house with an agent or directly for cash. Remember, the professional buyers at NC TLC Estate don’t charge commissions, and there are never any hidden fees to come off the top of your profits at closing.
Timeline
It’s helpful to understand the timeline when you sell your house in Raleigh, Durham, Clayton, Smithfield, Rocky Mount, Selma, Wilson, Goldsboro, Kinston directly, even with a mortgage. Unlike the uncertainty of listing a home on the market, professional buyers like those at NC TLC Estate can provide you with a guaranteed closing date. The professional buyers at NC TLC Estate have the advantage of built-in time and money-saving efficiency with a full-service team of industry specialists, including every pro needed to close swiftly, typically within days. In addition, the professional buyers at NC TLC Estate are happy to work with you to schedule the best calendar date for the closing to make the process as convenient as possible for sellers; just let us know your plans.
Prepping
Prepping is different when you sell your house in Raleigh, Durham, Clayton, Smithfield, Rocky Mount, Selma, Wilson, Goldsboro, Kinston directly, even with a mortgage. Because there’s no need to attract buyers, you don’t need to worry about curb appeal or adding a fresh coat of paint. In addition, the marketing costs, professional fees for photographers or stagers, and the hassles of showings are all eliminated through a direct sale. Professional buyers like those at NC TLC Estate save sellers time, effort, and money. You don’t even need to worry about a final cleaning, just pack and leave the rest to the professional buyers at NC TLC Estate.
Repairs
While conventional home sales include prepping and making repairs, you can keep your wallet in your pocket when you sell your house directly in Raleigh, Durham, Clayton, Smithfield, Rocky Mount, Selma, Wilson, Goldsboro, Kinston because professional buyers like those at NC TLC Estate buy homes as-is. In addition, the professional buyers at NC TLC Estate will detail the numbers used to calculate the offer to buy your home directly.
Closing
While traditional closing fees can cost sellers a considerable chunk of their profits, you eliminate the closing costs when you sell your house in Raleigh, Durham, Clayton, Smithfield, Rocky Mount, Selma, Wilson, Goldsboro, Kinston directly, even with a mortgage.
Professional buyers like those at NC TLC Estate and their team save you time and money by handling the entire process in-house. And the amount your professional buyer from NC TLC Estate offers is the amount of cash you’ll receive. There are no surprises when you directly sell to a professional buyer at NC TLC Estate because we operate with total transparency.
If you’d like to sell your house in Raleigh, Durham, Clayton, Smithfield, Rocky Mount, Selma, Wilson, Goldsboro, Kinston directly, even with a mortgage, talk to one of our professional buyers at NC TLC Estate today without obligation. At NC TLC Estate, we understand the importance of clear communication and know it starts with listening. The professional buyers at NC TLC Estate are seasoned local real estate investors who know that no one knows the selling points of your house the way you do. At NC TLC Estate, we understand that many motivations may drive your home’s sale. Whether you’re under a time crunch, facing financial difficulties, or can’t afford the necessary repairs, our passion at NC TLC Estate is helping our neighbors here in Raleigh, Durham, Clayton, Smithfield, Rocky Mount, Selma, Wilson, Goldsboro, Kinston solve their home selling problems. We’re happy to answer any of your questions or concerns about the process at NC TLC Estate; our goal is to help you make the most profit from the sale of your home. For example, suppose our professional buyers at NC TLC Estate believe that listing your home on the Raleigh, Durham, Clayton, Smithfield, Rocky Mount, Selma, Wilson, Goldsboro, Kinston real estate market would be better for your circumstances. In that case, they will tell you so because at NC TLC Estate, it’s important to us that you feel good about the deal long after you leave the closing table. Ready to learn more about how a professional buyer at NC TLC Estate can help you?
Call NC TLC Estate at 919-920-7081.